HOA Master Insurance Policy vs Homeowners Insurance
Many homeowners are unsure where an HOA master insurance policy ends and their personal homeowners insurance begins. This detailed guide explains the key differences between the two policies, including responsibilities for structural damage, personal belongings, interior improvements, liability protection, and loss assessments. Learn how understanding both policies helps eliminate costly coverage gaps and protects everyone in the community. E360 Insurance Services provides expert guidance to help HOA boards and homeowners make informed insurance decisions with confidence.