Understanding Truck Insurance: Protecting Your Commercial Vehicle Investment
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In the world of transportation and logistics, commercial trucks are more than just vehicles—they’re the backbone of business. Whether you own a single semi-truck or operate a fleet of delivery vehicles, your assets and operations are vulnerable to risks on the road and beyond. That’s where truck insurance becomes essential. It protects not only your vehicles but your drivers, cargo, financial stability, and business reputation. In this article, we’ll cover the key components of truck insurance, who needs it, types of policies, and how to choose the right coverage for your operations. What Is Truck Insurance? Truck insurance is a specialized type of commercial auto insurance designed specifically for trucks used in business. It provides coverage for physical damage, liability, cargo loss, and more. Unlike personal auto insurance, truck insurance accounts for the larger risks associated with transporting goods and operating heavy-duty vehicles across long distances. This form of i...